I get that point but they did call it the "Affordable Care Act".
The last administration also had an Act called "No Child Left-behind", there are still 6,000 students a day that drop out of High School in this country....I don't put credence into names, who really cares about
the name, its what's in the Act/Law that matters.
which I read the other day they expect 25% of policyholders will get little to no medical care in a given year.
People should have preventative screenings and annual checkups each year, it good practice and will save the people's lives, cut down on health care costs and resources if illnesses and conditions are found earlier because they have insurance and preventive care. That is one of the main things Health Care Reform is trying to encourage and keeping people out of the ERs which have the highest costs and typically worse outcomes than doctors offices.
I'm paying approximately $19000 per year between premiums and out of pocket costs for a family policy, not even including dental. That's more than some people earn in a year.
IF someone or a family was making $19,000 a year they would get subsides that would make their premiums $100 a month or for free. The issue would be if their State rejected (which the Supreme Court allowed) the Medicaid Expansion Part of the ACA, if their state passed on it then they would not qualify.
"The ACA generally allows premium credits for exchange coverage for individuals with incomes above the poverty line who do not have access to affordable employer coverage or other public coverage. In states that fail to expand coverage, those with incomes at or below 100 percent of the poverty line who would have been “newly eligible” will likely end up without any option for affordable coverage." www.cbpp.org/status-of-the-aca-medicaid-expansion-after-supreme-court-ruling.pdf
...it's a pdf (so it will download automatically if you click on).
I think most of your issues with the ACA that you have stated have to deal with the way the individual States deal with ObamaCare, regulate health care in their state and not the Federal Government and the act itself.
There are lots of great benefits to the Act, it is definitely not perfect by any means but it is much better than what we previously had (or didn't have).