I realize it's a tricky issue, but I still don't completely understand the people who complain about
premiums being too high.
Sure, premiums have increased, but if one is really confident he/she won't need healthcare in the future, why not just pay the individual mandate penalty or choose a high-deductible health plan?
Doing so would--hopefully--appease these people who complain their insurance premiums are too high, but still allow those who have chronic conditions or are simply more risk averse to have good coverage.
I mean if one ends up coming down with a chronic condition under the proposed healthcare bill, he/she might be better off just doing without health insurance (assuming you can negotiate prices by paying cash and/or find helpful drug assistance programs available).
I understand that non-elderly people who develop a chronic condition are in the minority, but I firmly believe that the people who want peace of mind by knowing they are covered if their health goes down the drain make up the majority. This is just human psychology/risk preference. Most people are risk averse. Very few are risk neutral. And hardly anyone is risk-seeking. Anyone who claims to be risk neutral, ask them if they are willing to bet half of their annual income on whether coin lands on heads... I doubt you will find many who will take you up on that offer. Anyone who claims to be risk-seeking, ask them if they are willing to bet their entire net worth on a die landing on six... I doubt you will find anyone to take you up on that offer.
My point is that health is a fairly precarious thing. More so than what the average healthy person realizes. Prior to being diagnosed with UC, my doctors would've classified me as incredibly healthy.
Hardly any of the healthy people I know really understand what a financial burden having a chronic condition can be. We're relying on folks who have no understanding of/sympathy for sickness to make a logically sound decision.
The truth is that, as of 2012, half of Americans had chronic conditions. A lot of these folks supporting this healthcare bill today will develop a chronic condition in the future. And when they do, they too will be getting screwed over by this bill. This bill would negatively affect us fairly soon, but it would negatively affect an incredibly large amount of people sometime not too far off in the nebulous future. Obviously, I don't take any joy from this fact--it's just reality.
I'm not even that big into politics and don't consider myself a Democrat or liberal. I suppose one could argue this bill contradicts what is morally right, but even disregarding that I believe this bill contradicts basic logic.
Post Edited (NostalgicCowboy) : 6/28/2017 4:40:48 PM (GMT-6)