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Forum Home| Forum Rules| Moderators| Active Topics| Help| Log In

Any tips for navigating a work-related change in insurance?

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Ulcerative Colitis
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tiredofallthispoop
Regular Member
Joined : Jan 2017
Posts : 249
Posted 3/17/2023 9:22 AM (GMT -8)
My husband really hates his current job, and is about to get an offer from a new company, which would mean that after spending six months fighting an insurance appeal and finally getting a year's worth of Stelara approved a few weeks ago, we would have to start the nonsense all over again. This last go round was so upsetting and I'm still not quite over it. It went down to the last day before my last injection before CVS Specialty and Fidelity as the insurance admin got their act together. I have been in a mild flare just from the stress. Anyhow, I am on monthly Stelara and wondering if there is any way to make this go smoothly. His insurance won't start until the month after he is hired, so he is trying to time it that way. I guess notify my GI team as soon as I have some info? Anything else?
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FlowersGal
Veteran Member
Joined : Feb 2017
Posts : 1631
Posted 3/17/2023 10:27 AM (GMT -8)
You should look into COBRA coverage. It will continue your current coverage until your new plan kicks in. Usually more expensive but when you have chronic conditions as we do, it’s well worth it for a few months.
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tiredofallthispoop
Regular Member
Joined : Jan 2017
Posts : 249
Posted 3/17/2023 10:33 AM (GMT -8)
Good idea! Thank you!!
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CCinPA
Veteran Member
Joined : Dec 2014
Posts : 2518
Posted 3/17/2023 1:36 PM (GMT -8)
I agree ... carry COBRA until the new insurance kicks in. It's expensive and keeping Stelera covered with no gaps should help with getting the new approval. With this disease you never know what could happen. One trip to the ER without insurance would be more costly than COBRA.
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