Car insurance and UC

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Simbad
New Member


Date Joined Aug 2006
Total Posts : 9
   Posted 8/18/2007 4:19 AM (GMT -7)   
I have just had my renewal for my car insurance through and there is a statement about informing the insurance company about any medical conditions. I do not think my UC affects my driving in any way, and so I have tended to ignore this statement in the past as they would probably try to use it as an excuse to increase my premiums. But I am conscience of the fact they could refuse to pay out in the event of a claim.

Has anyone else declared their UC, if so has it affected your premiums?

Simbad
Diagnosed 1997
Asacol tablets 800mg/day
Asacol foam enemas
Azathioprine 75mg/day
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Another UC wife
Veteran Member


Date Joined Jun 2007
Total Posts : 2111
   Posted 8/18/2007 4:53 AM (GMT -7)   
No we have not declared that. My opinion is medical conditions that require you to be on seizure type meds or heart conditions. That type of thing. In Mass the questions were very direct in that area of medical conditions not just a generic blanket question.

60 yr old male~Colitis 1st diagnosed Jan '05-cleared up within a few wks. Flared again in May '06 ... left sided ulcerative colitis now & fully involved and trying to get in remission. Acute inflammation-pancolitis-tenesmus rectal pain-granulation is showing some healing started. Osteopena of spine from prednisone DX 8/07  July 07 starting to feel somewhat normal 75mg Imuran 40  mg prednisone (tapering 8/07) 12 Asacol, Lidocaine Hydrochloride Jelly 2%,multi vitamin, iron 3X day, DanActive, chewable calcium, Prilosec 20mg, enalapril 10mg, glipizide 5 mg, zocor 20 mg, baby aspirin, (Fentanyl pain patch 50mg 72 hrs  Morphine Sulf 15 mg twice daily)Colocourt enemas at night.


tjf
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Date Joined Dec 2005
Total Posts : 3238
   Posted 8/18/2007 5:09 AM (GMT -7)   
I agree.....when I got my license renewed in December they asked if I had any medical conditions....then elaborated and asked about heart or seizure conditions.
Tabitha

100mg Azathioprine, 2 Fibercon, Colazal-9 a day (attempting to cut this down to 6 by slowly tapering), acidopholis pearls, just added Prilosec OTC

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kb5
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Date Joined Jan 2007
Total Posts : 1015
   Posted 8/18/2007 7:18 AM (GMT -7)   
My husband works for state farm. He says the question really means "do you have any physical or mental condistions that could affect the safe operation of a motor vehicle?" He is an insurance textbook. No you don't ned to report your UC. Htey want to know about parkinsons, epilepsy, ect. No need to worry or say anything.
Kelly, 29

Left sided UC diagnosed 1/98 age 19, Pan colitis diagnosed 1/07
Currently on 4x3 Asacol, Rowasa every other night, back to 30 mg pred.
Waiting for prometheus test to start Immuran
Prontonix once daily for acid reflux, zofran twice daily for nausea

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