Fortunately we got our policies before this diagnosis...however the type 2 diabetes definitely had a negative effect on the life insurance rates (and long term care rates) for my husband and put him in a higher risk category for premiums so I'm not surprised this would do the same thing. Gotta love those insurance companies....they'll give you insurance and it is reasonable as long as you are healthy. Once they know you've got something if they'll insure you at all you're gonna pay the price. I asked at the time what the premiums would have been if he was in a regular healthy category and it was a major difference.
I had 20/20 on last night and it was regarding health insurance and it is a disgrace the way so many people are handled and insurances terminated on various people. The financial ruin and psychological problems that accompany some of the "heartless" way some are treated.
Something definitely needs to be done in this country for the less fortunate and even middle class who have a decent income but cannot afford the out of sight premiums, deductibles etc.
60 yr old male~Colitis 1st diagnosed Jan '05-cleared up within a few wks. Flared again in May '06 ... left sided UC now, fully involved and trying to get in remission. Acute inflammation-pancolitis-tenesmus rectal pain-granulation is showing some healing started. Osteopena of spine from prednisone DX 8/07 July 07 good days & bad days 75mg Imuran 40 mg prednisone (tapering 8/07) 12 Asacol, Lidocaine Hydrochloride Jelly 2%,multi vitamin, iron 3X day, DanActive, chewable calcium, Prilosec 20mg, enalapril 10mg, glipizide 5 mg, zocor 20 mg, baby aspirin, (Fentanyl pain patch 50mg 72 hrs Morphine Sulf 15 mg twice daily)Colocourt enemas at night. Fosamax and mthly B12 shots folic acid 1mg