Has your UC diagnosis hurt your chances of getting good life insurance coverage?

that is a good question, I would like to know too :>)

I have insurance through work, but I tried to get more. I got denied by three companies. They said try again in a year. I was trying to get $1 million, though, and next time I'll see if less makes a difference. I was told that it didn't matter how much, there was just too many red flags. (Had I tried three months earlier, I would have been fine because I had no symptoms and hadn't been diagnosed!)

Fortunately we got our policies before this diagnosis...however the type 2 diabetes definitely had a negative effect on the life insurance rates (and long term care rates) for my husband and put him in a higher risk category for premiums so I'm not surprised this would do the same thing. Gotta love those insurance companies....they'll give you insurance and it is reasonable as long as you are healthy. Once they know you've got something if they'll insure you at all you're gonna pay the price. I asked at the time what the premiums would have been if he was in a regular healthy category and it was a major difference.

I had 20/20 on last night and it was regarding health insurance and it is a disgrace the way so many people are handled and insurances terminated on various people. The financial ruin and psychological problems that accompany some of the "heartless" way some are treated.

Something definitely needs to be done in this country for the less fortunate and even middle class who have a decent income but cannot afford the out of sight premiums, deductibles etc.

I have life insurance thru AAA. The plan requires no checkup and doesn't care about pre-existing conditions.

$250,000 policy for $60 a month.