I am so upset over this. I am going to call the surgeon on Monday. His nurse said he would not agree to my only staying there for 23 hours, I want to hear from him. I figured I will cancel the surgery if he says no, but I guess I could check with the hospital to see if they would work out something with me for over the outpatient amount, but that would mean they would have to bill it as outpatient, wouldn't it?
I do have a copy of the appeals from, but it will take a bit for it to go through the process.
I am also going to call other "participating" surgeons under my plan to see if they are doing this procedure as outpatient. That will help me to either pick a new surgeon or to use in my appeal.
This really sucks that the insurance company is also my employer.