There is junk insurance out there. Often when people had a pre-existing condition (pre-ACA), they'd be forced to buy an expensive, high-deductible plan that cost a lot and covered little. Today it is illegal to discriminate against someone with a pre-existing condition.
It's easy to check out your coverage. Just look at the paperwork your insurance company sends you. It should be clearly stated. Of course whatever procedure you're looking to have must be deemed "medically necessary". If you weren't provided with a booklet that provides your insurance information, simply request the info. They're required to provide it. If anything is confusing, call for clarification.
Insurance coverage varies, so it's important to know what your insurance will cover.
Hang in there!
Nissen Fundoplication 2/09
"Whatever you fight, you strengthen, and what you resist, persists.”
“Worry pretends to be necessary but serves no useful purpose”
“Accept - then act. Whatever the present moment contains, accept it as if you had chosen it. Always work with it, not against it.”