Long term care

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Regular Member

Date Joined Sep 2014
Total Posts : 25
   Posted 3/12/2018 8:24 AM (GMT -6)   
New here, and looking for some opinions, and possible direction. My father who is now 80 is dealing with Alzheimers, he is in perfect health otherwise. He lives in North Eastern WI., and still thinks he is independent enough to tool around the back roads. Anyone familiar with the weather extremes up north know that this is not a good thing. Getting lost, confused, and pulling over to walk can be very dangerous, especially in the winter. His wife is doing the best she can, but it is becoming apparent that long term facility care will be required in the next year or so. I live far from them, and I hate myself for not being there to help with his care. All I can hope to do is make sure he is in a safe place when his wife can no longer provide him with the care he will require.

I am specifically looking for long term care insurance that will allow him to be in a safe space as he progresses. I am by no means wealthy, nor is his wife. Together we are hoping to pool our resources, and be proactive with his long term needs. He is a veteran, and has the usual health insurance through medicare, and supplements.

Forum Moderator

Date Joined Feb 2003
Total Posts : 15835
   Posted 3/12/2018 4:25 PM (GMT -6)   
I happened to see your post here in the forum & wanted to let you know this is a real slow forum. I am not sure if you will get a reply. However, I did a google search for Wisconsin Long Term Care insurance & had a lot of companies to pop up. Insurance varies so much from state to state on cost & coverage. I think you are going to have to make some calls to see if there will something affordable for your dad. I hope you can come up with something.

Take care.
Moderator in Chronic Pain & Psoriasis Forums

Steve n Dallas
Veteran Member

Date Joined Mar 2008
Total Posts : 4818
   Posted 3/16/2018 4:49 AM (GMT -6)   
Some illnesses or pre-existing conditions may disqualify you from the long-term care policy..... You generally have to get the insurance BEFORE you need it.

But since he is a Vet, he's eligible for a lot of things. Find an agent or consultant that specializes in Vet care.
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