New here, and looking for some opinions, and possible direction. My father who is now 80 is dealing with Alzheimers, he is in perfect health otherwise. He lives in North Eastern WI., and still thinks he is independent enough to tool around the back roads. Anyone familiar with the weather extremes up north know that this is not a good thing. Getting lost, confused, and pulling over to walk can be very dangerous, especially in the winter. His wife is doing the best she can, but it is becoming apparent that long term facility care will be required in the next year or so. I live far from them, and I hate myself for not being there to help with his care. All I can hope to do is make sure he is in a safe place when his wife can no longer provide him with the care he will require.
I am specifically looking for long term care insurance that will allow him to be in a safe space as he progresses. I am by no means wealthy, nor is his wife. Together we are hoping to pool our resources, and be proactive with his long term needs. He is a veteran, and has the usual health insurance through medicare, and supplements.