You are taking all of the right steps to get the help that you need! You have ruled out any physical reason for your palps...and you are in the process of getting therapy. (I hope that you can get your insurance issue worked out soon!)
Here is an article that you might find comforting. It pretty much sums up that you are headed in the right direction! There is hope, so hang in there and have faith that the things you are doing are going to bring relief.http://www.healthcentral.com/anxiety/cf/slideshows/8-tips-for-coping-with-anxiety-induced-heart-palpitations/#slide=9
Here also is the link to the Resources. (as Merrida mentioned above)
You can get started on the coping skills for anxiety management right away. If you practice them daily, you should see improvement.
Talk to you soon.
"Courage is not the abscence of fear, it is feeling afraid and doing it anyway!"
"Worrying does not empty tomorrow of its troubles...it empties today of its strength."
Corrie Ten Boom
Panic Syndrome recovery due to CBT