Yes, I am curious to know the reason as well. I am also curious to know why you feel that an increase may not be a good thing for you?
If you could give us a bit more information regarding these two points, it may help us to better advise you.
"Courage is not the abscence of fear, it is feeling afraid and doing it anyway!"
"Worrying does not empty tomorrow of its troubles...it empties today of its strength."
Corrie Ten Boom
Panic Syndrome recovery due to CBT