Hi, just wondered if any forum members have been granted ill health retirement from their employers due to UC?...I'm 55 and have paid into the LGPS for 33 years and wondered if it was worth applying to my occupational health dept.
I was diagnosed with UC in 1996 and have good periods of remission, but lately things have got worse and I've had to take quite a bit of time off work...Any advice etc would be greatly appreciated.
Thanks!
what country?
In US, larger companies must offer upto 12-weeks of unpaid family and medical leave. Also some employers offer short-term and long-term disability insurance in addition to health and life insurance. But, policies/coverage vary widely.
Most private pension schemes will not apply early withdrawal penalties if someone has federal social security disability, but other do not recognize any kind of early retirement or disability.
Federal social security disability is a claim process often involving appeals, and is likely to be reviewed by an administrative law judge. If disability is granted you get full SS pension and access to full retirement Medicare programs. The disability status may have to be reviewed every year or two.
US has mixed results for successful disability claims because colectomy is considered a cure, and some base rate of remission occurs spontaneously. But, as in many things, an expensive lawyer may work wonders.
good luck
11/08: ischemic colitis and scope perf colon. 12cm colon/ileocecal resected. IV antib:sepsis.
01/10: Dx: Mod. UC pancolitis. Rx: Lialda 3x.
02/11: Major flare w/antib:sinus. Rx: 40mg Pred taper.6mp.
07/11: Histol remiss rt/trans; worse sigmoid. Rx: Rowasa & hydrocort
---
Curr: 1-2 soft-formed stool, no urgency: Lialda 2x, NO PRED, probiotics, Vit-D/C
In US, larger companies must offer upto 12-weeks of unpaid family and medical leave. Also some employers offer short-term and long-term disability insurance in addition to health and life insurance. But, policies/coverage vary widely.
Most private pension schemes will not apply early withdrawal penalties if someone has federal social security disability, but other do not recognize any kind of early retirement or disability.
Federal social security disability is a claim process often involving appeals, and is likely to be reviewed by an administrative law judge. If disability is granted you get full SS pension and access to full retirement Medicare programs. The disability status may have to be reviewed every year or two.
US has mixed results for successful disability claims because colectomy is considered a cure, and some base rate of remission occurs spontaneously. But, as in many things, an expensive lawyer may work wonders.
good luck
11/08: ischemic colitis and scope perf colon. 12cm colon/ileocecal resected. IV antib:sepsis.
01/10: Dx: Mod. UC pancolitis. Rx: Lialda 3x.
02/11: Major flare w/antib:sinus. Rx: 40mg Pred taper.
07/11: Histol remiss rt/trans; worse sigmoid. Rx: Rowasa & hydrocort
---
Curr: 1-2 soft-formed stool, no urgency: Lialda 2x, NO PRED, probiotics, Vit-D/C
Hi, thanks for your reply...I'm in the UK where thankfully things seem a little simpler. I work for local government and from what I'm led to believe there are 3 tiers of ill health retirement. Tier 1 means you'll most probably never be able to work again and therefore there are no reductions to your pension. Tier 2 means you probably won't be able for the next 3 years but may able to find gainful employment after so the pension is less. Tier 3 means they'll pay an enhanced pension for the first 3 years but after that it will stop, as they expect you'll be fit enough to work. This is decided by an independent panel of doctors/occupational health experts.
The very nature of UC is sporadic and when it flares (like now) I wish I could retire early!
The very nature of UC is sporadic and when it flares (like now) I wish I could retire early!